Types of Questions During a Loan Survey and Tips for Answering Them

Types Of Questions During A Loan Survey And Tips For Answering Them

When applying for a loan, there are often several questions asked by the company providing the funds. The questions during this loan survey are usually classified into several categories. The purpose of asking questions like this is to find out the financial condition and background of the potential borrower.

All potential borrowers of funds will certainly be asked similar questions. To deal with this, there are also tips that can be done. Various explanations of questions and tips for dealing with them will be explained below. Curious about the details? Check the following description:

Kind of question

The fund provider must first know the financial condition of the person to whom the funds will be lent. For this, there are several types of questions that will be asked. Questions will be classified into three different types. Here is a list with an explanation:

1. Occupation

The first thing the provider wants to know is about work. If the borrower does not have a permanent job, he is usually classified as a person who cannot be trusted to repay the borrowed money. Therefore, this is usually requested in detail by the provider of the fund that will lend.

2. Salary Amount

Another thing that should be asked is the amount of salary you receive each month. This question is asked to find out if the desired loan is worth the money earned. If it’s worth it, the potential borrower will surely pass this type of question. However, if appropriate, the fund provider will find it difficult to lend the funds.

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3. Debt with other parties

In addition to the above two questions, the fund provider will definitely ask about the condition of the debt with other parties. If you still have dependents elsewhere or are in trouble, the fund provider will not trust you to provide the funds. So don’t borrow money elsewhere while you’re still in debt.

Tips for Tackling Loan Survey Questions

Of course, there are several things you can do if you are asked questions during a multi-party loan survey. There are several important points to note about this. For those looking to do loan research, consider the following list of tips to be ready when dealing with them directly:

1. Know your personal financial condition

Before doing a loan search, make sure you understand your personal financial condition. From the amount of income, where the source comes from, to the expense for anything. All these things must be known for sure so that when asked they don’t get confused and already have the right answer.

2. Answer honestly

Aside from having to know the status of personal finances, it’s another thing to answer honestly. Every thing must be fulfilled as per the actual conditions that are possessed and not just fill it. If it is exaggerated or not in line with the real situation, it can cause problems in the future. This will obviously overwhelm the borrower of funds.

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3. Give a definitive answer

The third tip is to give answers with certainty and not complicated. With capital in the first to second points above, the answers given will be clear and appropriate to the circumstances. If you provide answers that are frequently changed or unclear, the funder will easily distrust you. So funds cannot be disbursed easily.

All things about the types of questions during a loan survey, along with tips for answering them, have been explained in full above. Make sure you follow each of the tips so you don’t get confused when faced with the various questions above. Prepare everything before conducting related party interviews.

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