19
Jul
2010
The scoop on medical coverage in Korea
By Myung Soo Ryu. Posted in Health insurance, Living in Seoul, Work in Korea, Working in Korea | No Comments »Korea is home to some of the world’s finest medical facilities.
Many hospitals, clinics, traditional Eastern medicine facilities and private practitioners’ offices are equipped with the latest equipment and offer a variety of practices and services.
As the number of foreigners residing in Korea increases, the number of available medical service providers has been rising as well.
In order to receive quality medical service in Korea, insurance is viewed as a must.
Citizens therefore are required to participate in four major insurance plans: the national pension program, national health insurance, unemployment insurance and disaster insurance.
There can be slight differences in the applicability of these to foreign residents, depending on visa status, but a majority of expats who are employed in Korea are covered by all four.
When a foreign resident receives medical insurance, they get the same benefits as a Korean national.
The patient is responsible for 20 percent to 50 percent of medical care fees and 30 percent of the cost of medicine purchased at a pharmacy.
In order to ensure a healthy stay in Korea, it is a good idea to be aware of the way the health insurance system works.
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The Medical Referral Service (MRS) has been operating in Seoul for over 30 years and is funded by the Seoul Global Center. The MRS is staffed by a team of expatriate English-speaking volunteers who provide confidential medical referrals and clinic recommendations to callers. We’re currently recruiting more members to join this small but committed team.



